About RateMyDriving.ca
We help Canadian drivers understand their risk with a simple, free and private self-assessment.
Our mission
Most drivers never get clear feedback on how their everyday choices affect their risk on the road. RateMyDriving.ca turns the factors insurers care about — your history, mileage, habits and environment — into a single, easy-to-read score from 0 to 100. Our goal is to help you drive more safely and make informed decisions.
How scoring works
Each answer contributes points toward your total. Driving history (claims, tickets and major convictions) carries the most weight, followed by your environment, habits and usage. We sum your points and scale them to a 0–100 score, then place you in one of four tiers.
Honest & practical
No jargon. Just clear feedback and tips you can act on right away.
Private by design
We only ask for an email to share your results. No spam, no selling data.
Built for Canadians
Tailored to Canadian provinces, winter conditions and driving realities.
Always free
Your Driving Risk Score is completely free — no account required.
Find your score today
It only takes about two minutes.
Start AssessmentRateMyDriving.ca provides informational estimates only and is not an insurance quote or professional advice.